The policy indemnifies the insured against liability only under workmen’s compensation law/sin respect of bodily injury arising out of and in the course of employment. The policy may be extended to cover up to certain limit the employer’s liability under common law.
Sum Insured
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For workmen’s compensation the insured is indemnified as per the Act. The Employer’s Liability is
covered up to a certain limit.
Premium
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The premium depends on the factors like the nature of employment, the estimated annual wages and
so on. The riskier the employment the higher will be the premium rate.
